High-Risk Fire Insurance in Atascadero, CA

The risk of a fire is never zero for a home, and in some places like Atascadero, CA getting fire insurance can be difficult. This is why high-risk fire insurance through the team at Arnoldussen & Associates Insurance Services is a vital protection that you need for your property. Our team can help you to shop from many different insurance companies to find fire insurance, and if that isn’t possible, we can also help you to get affordable high-risk fire insurance through the California FAIR Plan Fire Insurance so that you can be confident that you will be covered. Contact our team today and talk with our independent insurance agents about all of your insurance needs and get your questions answered.

California FAIR Plan Fire Insurance in Atascadero

Can’t find fire insurance?

The FAIR Plan provides basic fire insurance coverage for high-risk properties when traditional insurance companies will not. FAIR Plan’s policies are tailored to provide coverage for you. As an insurance broker in California, our team can help you determine your eligibility and customize a plan that meets your needs.

Wildfires are a real risk in the state of California. While most home insurance policies do cover fire damage to the home, there are particular areas of the state that are considered high risk. These high-risk areas make it very hard to acquire regular fire insurance coverage, and this is why the California FAIR Plan Fire Insurance exists. This is a pool of similar properties that are in high-risk wildfire areas and while the coverage may be a bit more limited, at least you will have low-cost protection should a wildfire consume your home.

FAIR stands for Fair Access to Insurance Requirements, and this was established in 1968 in order to provide this insurance coverage to those who live in high-risk areas of the state, not just for wildfires but also for earthquakes. These plans are intended to be temporary in nature until another more permanent solution is able to be found.

Get Help Applying for the FAIR Plan

Protecting Your Atascadero, California Home

Protecting your property is the right thing to do, but it can be a challenge to find an insurance company that will write a policy, and if you can find one the cost may be prohibitively expensive. The California FAIR Plan Fire Insurance could be your answer to protect your Atascadero, California home, and all it takes is a call to our team at Arnoldussen & Associates Insurance Services. We will help you to get the right home insurance policy for your situation, even if that is a high-risk fire insurance plan.

You never know when a fire may take your home, so being protected with the right insurance is paramount. The Spanish word atascadero loosely means “bog” or “mire”, from the verb atascar, which means “to become stuck or hindered”. Founded in 1913 by Edward Gardner Lewis and incorporated in 1979, the Atascadero Colony as it was known at the time was originally envisioned as a model community. Atascadero is part of the San Luis Obispo-Paso Robles metropolitan statistical area, which encompasses the extents of the county. Contact our team today to learn more about getting high-risk fire insurance.